TOP 債務舒緩與重組 SECRETS

在申請債務舒緩時，除了需要支付給中介機構的代辦費外，整個過程可能耗時兩個月甚至更長。期間，存在債權人不同意新的還款條件的風險，這可能導致申請不成功，使得債務問題持續存在。然而，債務重組也有一些限制和缺點。例如，它可能需要長時間的談判�

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